People with mounting debts and shrinking incomes are trying to explore various opportunities to mitigate their hardship due to the debt burden. There are various debt relief solutions including debt consolidation, debt settlement, credit counseling and bankruptcy.

Dear Debt Adviser,

Dear Debt Adviser, I have $10,000 in debt -- $1,900 in credit card debt, $6,000 in a car loan and the rest miscellaneous. I can pay off the credit cards and the miscellaneous debt, but the car loan is just too much. So, I was wondering what would be best to do.

Dear Bankruptcy Adviser, I met a man who is hugely in debt . He was trying to sell one home while buying another. Well, he did it at the wrong time and took equity out of one for the new home. The market crashed and now he owes more on each home than they're worth.

OLYMPIA, Wash. - Shawnie McAdams remembers the day she got a letter in the mail from her insurance company. "I felt completely lost, and couldn't understand it." The Clinton mother says she had a clean driving record, but her car insurance company suddenly dropped her, after her estranged husband filed for bankruptcy and damaged her credit record. "I didn't see how I could be held liable for ...