When you do your own credit repair, you may wonder what the documents to keep and what to let go. A quick answer is that we all must take. But it is advisable to take a look at the nature of the documents you work as you about the importance of your credit card.

While consumer delinquency rates remain near historic highs across many businesses, those for auto, credit card and home equity loans continued their year-over-year decline in May, according to Equifax Inc.'s monthly Credit Trend Report. Â And for the fourth consecutive month, first or primary mortgage delinquencies decreased, though they remain higher than for the same months in 2009.

5 Credit Card Mistakes That Can Cause Divorce

Credit-card overuse can quickly accumulate into a serious debt and credit problem. What can an individual or family do to rein in debt and credit spending, and to re-establish a good credit history?

The Credit CARD Act makes it harder for students under 21 to get credit cards. Thus, a 21-year-old student wants to charge his classmates to have him co-sign on a credit card. Our expert explains ...